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The information on vehicles provided in this service is supplied by the seller or other third parties; newcarsdirect.net is not responsible for the accuracy of such information. newcarsdirect.net provides this service and materials without representations or warranties of any kind, either expressed or implied. All prices and specifications are subject to change without notice. Prices may not include additional fees such as government fees and taxes, title and registration fees, finance charges, dealer document preparation fees, processing fees, and emission testing and compliance charges.
Upon submitting a car loan application on the newcarsdirect.net site, newcarsdirect.net will attempt to place the application with a member of the newcarsdirect.net lending network and a confirmation email that includes a link to access the loan application status is sent out. After the initial processing time (typically 1-3 business days), another email indicating whether or not the application has been placed is sent out. If the application is placed, the consumer is contacted by phone by the lender or dealer.
CALIFORNIA RESIDENTS: If married, you may apply for credit separately as an individual.
MAINE RESIDENTS: You have free choice in the selection of the agent and insurer through or by which the insurance in connection with the requested loan is to be placed. Your decision to obtain any insurance product from an agent, broker or insurer of your choice will not affect the credit decision unless the insurance product you choose does not comply with the lender's reasonable requirements.
NEW HAMPSHIRE RESIDENTS: If you are applying for a balloon payment contract, upon request and before entering into the balloon payment contract, you are entitled to receive a written estimate of the monthly payment amount for refinancing the balloon payment in accord with the creditor's existing refinance programs. A balloon contract is an installment sale contract with a scheduled final payment that is at least twice the amount of one of the earlier scheduled equal periodic installment payments.
OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
RHODE ISLAND RESIDENTS: Credit Reports may be obtained in connection with this application for credit.
VERMONT RESIDENTS: You authorize Dealer and any financial service provider with whom this application is shared, and each of their respective employees or agents, to obtain and verify information about you (including one or more credit reports, information about your employment and banking and credit relationships) that they may deem necessary or appropriate in evaluating your credit application. If your application is approved and credit is granted, you also authorize the parties granting credit and/or holding your account, and their respective employees and agents, to obtain additional credit reports and other information about you in connection with reviewing the account, increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose.
WISCONSIN RESIDENTS: No provision of a marital property agreement, a unilateral statement under Wis. Stat. 766.59, or a court decree under Wis. Stat. 766.70 applied to marital property adversely affects our interest unless you furnish a copy of such agreement, statement, or decree to us or we have actual knowledge of such adverse provision before credit is granted.
While newcarsdirect.net strongly encourages consumers to get and check their credit report, it is not a requirement for submitting a loan application or for being placed within the newcarsdirect.net network of lenders and dealers.
Your Finance Application may be shared with DriveTime located at 1720 West Rio Salado Pkwy Tempe, AZ 85281. You consent to be contacted by them by autodialer, text, and/or prerecorded messages.
1. Reg. B Disclosures
(b) Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered as a basis for repaying this loan.
2. Telephone Consumer Protection Act
I consent and agree that RoadLoans (and its affiliates, agents, assigns and service providers) may monitor and record telephone calls regarding my account to assure the quality of service or for other reasons.
I also expressly consent and agree, in order to administer and service my account or to collect any amounts I may owe, RoadLoans (and its affiliates, agents, assigns and service providers) may contact me by telephone at any telephone number associated with my account that I provide now or in the future, including cellular phones, wireless telephone numbers or other wireless devices, regardless of whether I incur charges as a result.
I expressly consent and agree to RoadLoans (and its affiliates, agents, assigns and service providers) contacting me by the following methods including, but not limited to, any telephone dialing system, sending text messages or e-mails using any e-mail address I provide now or in the future, using manual calling methods, pre¬ recorded/artificial voice messages and/or use of an automatic dialing device or system, as applicable.
3. Consumer Credit Report Disclosure
By clicking the "Get Car Loan" button, you certify the truth and completeness of the information provided and that you are at least 18 years of age. You agree that we (and the dealer) may obtain credit reports about you to process your application and for legitimate purposes related to any RoadLoans auto loan you might receive (such as reviewing, collecting, and servicing the loan). Upon your request, we will inform you whether we requested credit report and provide the name and address of the consumer reporting agency that furnished the report. You also agree that we may verify your employment, income, and any other relevant information related to your application, and that we will retain the application whether or not credit is extended. You understand that a preapproval of a RoadLoans auto loan may only be available for preapproved applicants who purchase automobiles from the inventory of participating dealers.
You are submitting a Vehicle Finance application ("Application"). To continue this process, our Finance Partners must provide you certain notices, documents, information and disclosures related to your Application electronically ("Electronic Documents"). By reading this Consent for Electronic Documents, you agree that you have been informed of your rights when receiving these Electronic Documents. By agreeing to receive Electronic Documents, you acknowledge receipt of this Consent for Electronic Documents, and agree to receive Electronic Documents via the internet to the e-mail address designated on your Application. You need to contact the Finance Partner if you would like such records to be provided on paper or in non-electronic form. Hardware and Software requirements
Before choosing to receive Disclosures electronically, you must decide if you have the necessary hardware and software to access and store these Electronic Disclosures. To obtain electronic Disclosures, you will need a personal computer or other device that can access the Internet, Adobe Acrobat Reader software, and a working electronic mail address. To store electronic Disclosures, your computer or access device must allow you either to download and store electronic Disclosures to the computer, access device, or another media storage device or to print web pages and embedded HTML files that are provided electronically. To verify that you have the necessary hardware and software, try to save or print a copy of this screen. If what you save looks like what you see on the screen, you have the necessary hardware and software.
You may withdraw your consent by contacting us at firstname.lastname@example.org or calling us at (888)603-2227, however, if we have already forwarded your application to a Financial Partner you must also withdraw your consent from the Financial Partner when they contact you. If you withdraw your consent, the legal validity and enforceability of previously transmitted Electronic Documents will not be affected, and you will not have the option to later receive your Electronic Documents via electronic means.
BY CLICKING ANY SUBMIT BUTTON TO SEND AN APPLICATION TO newcarsdirect.net, YOU HEREBY ACKNOWLEDGE YOU CAN ACCESS ELECTRONIC DOCUMENTS, AND YOU CONSENT TO HAVING ELECTRONIC DOCUMENTS PROVIDED TO YOU ELECTRONICALLY VIA E-MAIL.
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Testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of a loan, refinance, insurance, or warranty application. Testimonials provided on the web site are those of actual clients. Testimonial photos are stock photography and not actual clients.
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GENERAL LIMITATIONS. newcarsdirect.net listings can only be created for the vehicles and models specifically identified in the newcarsdirect.net drop-down menus. You are solely responsible for the information, content, and photos contained within your listings. Listings only contain the features expressly indicated. newcarsdirect.net listings may not appear on the newcarsdirect.net site for up to 72 hours. newcarsdirect.net DOES NOT MAKE AND EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES TO YOU REGARDING THIS SERVICE, INCLUDING, WITHOUT LIMITATION, ANY REPRESENTATIONS OR WARRANTIES THAT YOU WILL SELL YOUR VEHICLE, OBTAIN AN ACCEPTABLE PRICE FOR YOUR VEHICLE, ONLY RECEIVE LEGITIMATE INQUIRIES OR SOLICITATIONS FROM QUALIFIED BUYERS, OR RECEIVE ANY INQUIRIES REGARDING YOUR VEHICLE FOR SALE.